The forum charges to keep it ad free, which is what I prefer.
Didn't add a PayPal Donation button, only the donation info at the bottom of the forum. Reason is I don't want you guys to feel you need to "donate" to be a part of PFM. It's always been a free site and I'm doing my best to keep it that way.
Thank you so much for help with the explanation. Made me all warm and fuzzy, you guys are so thoughtful,caring, and understanding.